<?xml version="1.0" encoding="ISO-8859-1" ?><!-- RSS generated by mypcmla.ca | Heather Klimchuk on {ts '2010-07-29 18:39:41'} --><rss version="2.0"><channel><title>mypcmla.ca | Heather Klimchuk RSS 2.0 Feed</title><link>http://klimchuk.mypcmla.ca/</link><description>Welcome to our RSS feed.</description><language>en-us</language><copyright>Copyright 2010 mypcmla.ca | Heather Klimchuk</copyright><lastBuildDate>Thu, 29 Jul 2010 18:39:41 MST</lastBuildDate>
<item>
<guid>http://klimchuk.mypcmla.ca/default.cfm?pageid=74</guid>
<title>Legislature Update - June 2010</title>
<description><![CDATA[click for more information]]></description>
<link>http://myclients.ca/mycampaign/archive/1629/13091/June_2_2010_-_Klimchuk_2_Jun_2010.html</link>
<author>edmonton.glenora@mypcmla.ca</author>
<pubDate>Wed, 02 Jun 2010 00:00:00 MST</pubDate>
<category>02/Jun/2010</category><category>Local News</category></item>

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<guid>http://klimchuk.mypcmla.ca/default.cfm?pageid=76</guid>
<title>Legislature Updata - May 2010</title>
<description><![CDATA[click for more information]]></description>
<link>http://myclients.ca/mycampaign/archive/1629/12817/May_3_2010_-_Klimchuk_4_May_2010.html</link>
<author>edmonton.glenora@mypcmla.ca</author>
<pubDate>Wed, 05 May 2010 00:00:00 MST</pubDate>
<category>05/May/2010</category><category>Local News</category></item>

<item>
<guid>http://klimchuk.mypcmla.ca/default.cfm?pageid=73</guid>
<title>Legislature Update - April 2010</title>
<description><![CDATA[click for more information]]></description>
<link>http://myclients.ca/mycampaign/archive/1629/12503/April_6_2010_-_Klimchuk_6_Apr_2010.html</link>
<author>edmonton.glenora@mypcmla.ca</author>
<pubDate>Thu, 08 Apr 2010 00:00:00 MST</pubDate>
<category>08/Apr/2010</category><category>Local News</category></item>

<item>
<guid>http://klimchuk.mypcmla.ca/default.cfm?pageid=69</guid>
<title>Alberta Gives Green for Going Green</title>
<description><![CDATA[<img alt=' ' hspace='5' src='http://klimchuk.mypcmla.ca/public/data/photos/Heather_Klimchuk_cropped.jpg' align='right' vspace='5' border='0' />Thousands of Albertans have made their homes more energy efficient since the Alberta government announced the energy efficiency rebate program in April, 2009. More than 38,000 Albertans have received $9.3 million in rebates, helping to avoid over 330,000 tonnes of greenhouse gas emissions. That's the equivalent of removing 63,000 vehicles off the roads.<br />
<br />
In Edmonton, over 15,000 homeowners have received cheques totaling $3 million.<br />
<br />
The program provides consumer rebates for: <ul class='unIndentedList'><li>energy evaluations for homeowners to assess the current energy efficiency of their home and to measure its efficiency after improvements are made; </li><li>efficient home heating systems, hot water heating systems, clothes washers and insulation upgrades; and </li><li>new homes achieving a high level of energy efficiency. </li></ul>
<p>
'The tremendous response to the energy efficiency rebate program in just under a year speaks to the commitment of Albertans to reduce their environmental footprints,' says Environment Minister Rob Renner. 'Consumers have the power to make a positive environmental impact through their day-to-day energy decisions. Clearly, the people of our province want to do their share.'<br />
<br />
Delivering on commitments laid out in its <em>2008 Climate Change Strategy</em>, the Government of Alberta invested $36 million over three years to help Albertans reduce their greenhouse gas emissions. Many of the rebates are tied to the federal ecoENERGY Retrofit Program, enabling consumers to recoup costs from both programs. The program is administered by Climate Change Central, a non-profit organization empowering Albertans to take action on climate change.<br />
<br />
Rebates are available on purchases retroactive to January 1, 2009. To apply for a rebate, visit <a href='http://www.climatechangecentral.com/' target='_blank'>http://www.climatechangecentral.com/</a> or phone 1-888-537-7202. 
</p>

<p align='center'>

</p>]]></description>
<link>http://klimchuk.mypcmla.ca/admin/contentx/dpNews/launch.cfm?itemid=69</link>
<author>edmonton.glenora@mypcmla.ca</author>
<pubDate>Thu, 18 Mar 2010 00:00:00 MST</pubDate>
<category>18/Mar/2010</category><category>Local News</category></item>

<item>
<guid>http://klimchuk.mypcmla.ca/default.cfm?pageid=68</guid>
<title>Competitiveness Review - Energizing Investment</title>
<description><![CDATA[click for more information]]></description>
<link>http://myclients.ca/mycampaign/archive/1629/12304/March_16_2010_-_Klimchuk_16_Mar_2010.html</link>
<author>edmonton.glenora@mypcmla.ca</author>
<pubDate>Wed, 17 Mar 2010 00:00:00 MST</pubDate>
<category>17/Mar/2010</category><category>Local News</category></item>

<item>
<guid>http://klimchuk.mypcmla.ca/default.cfm?pageid=66</guid>
<title>Legislature Update - March 2010</title>
<description><![CDATA[click for more information]]></description>
<link>http://myclients.ca/mycampaign/archive/1629/12118/March_1_2010_-_Klimchuk_1_Mar_2010.html</link>
<author>edmonton.glenora@mypcmla.ca</author>
<pubDate>Wed, 03 Mar 2010 00:00:00 MST</pubDate>
<category>03/Mar/2010</category><category>Local News</category></item>

<item>
<guid>http://klimchuk.mypcmla.ca/default.cfm?pageid=65</guid>
<title>Legislature Update - February 2010</title>
<description><![CDATA[click for more information]]></description>
<link>http://myclients.ca/mycampaign/archive/1629/11836/February_3_2010_-_Klimchuk_3_Feb_2010.html</link>
<author>edmonton.glenora@mypcmla.ca</author>
<pubDate>Thu, 04 Feb 2010 00:00:00 MST</pubDate>
<category>04/Feb/2010</category><category>Local News</category></item>

<item>
<guid>http://klimchuk.mypcmla.ca/default.cfm?pageid=64</guid>
<title>Nearly two million Albertans access Primary Care Networks</title>
<description><![CDATA[<p>
<font size='3'><strong>Nearly two million Albertans access Primary Care Networks</strong></font>
</p>

<p>
<strong><font size='3' /></strong><br />
<font size='3'><strong><em>Annual statistical report also shows increases in number of doctors</em></strong><font face='Times New Roman'> </font></font>
</p>
<font face='Times New Roman' size='3' /><em><br />
<font face='Times New Roman' size='3'>Edmonton... </font></em><font size='3'><font face='Times New Roman'>Primary Care Networks are playing a greater role in providing access to the health care system for Albertans. An annual statistical supplement shows Primary Care Networks grew by more than 15 per cent in 2008/2009 compared to the previous year and are serving more than 50 per cent of the province's population. <br />
<br />
These and other statistics are contained in the Alberta Health Care Insurance Plan Statistical Supplement 2008/2009, produced by Alberta Health and Wellness. <br />
</font></font>
<p>
<font size='3'><font face='Times New Roman'><strong>Statistics for 2008/09 contained in the report include:</strong> </font></font>
</p>
<ul type='disc'><li><font size='3'><font face='Times New Roman'>There were 30 Primary Care Networks in the province in 2008/2009, up from 26 the previous year; an increase of 15 per cent. A Primary Care Network is a network of doctors and other health providers such as nurses, dietitians and pharmacists working together to provide primary health care to patients. <br />
</font></font></li><li><font size='3'><font face='Times New Roman'>There has been a 79.5 per cent increase in total expenditures for Primary Care Network delivered health services from 2007/2008. There has also been an approximately 16 per cent increase in the number of patients accessing the networks. <br />
</font></font></li><li><font size='3'><font face='Times New Roman'>Primary Care Networks now involve 1,761 doctors serving almost two million Albertans. <br />
</font></font></li><li><font size='3'><font face='Times New Roman'>The number of physicians in Alberta increased three per cent to 6,266 in 2008/2009. In 2007/2008, there were 6,058 physicians. <br />
</font></font></li><li><font size='3'><font face='Times New Roman'>In 2008/2009, 865 physicians received more than $500,000 from the Alberta Health Care Insurance Plan compared to 748 the year before. Of the 865 physicians, 154 physicians received more than $1 million and 25 physicians received more than $2 million.<strong> </strong><br />
</font></font></li><li><font size='3'><font face='Times New Roman'>Average annual payments to physicians were up four per cent (from $234,886 to $244,910). <br />
</font></font></li><li><font size='3'><font face='Times New Roman'>Total payments to physicians and allied practitioners, which include dentists/oral surgeons, optometrists, podiatrists and chiropractors, were up 7.7 per cent ($1,937,972,135 in 2008/09 compared to $1,799,224,796 in 2007/2008). <br />
</font></font></li></ul>
<p>
<font face='Times New Roman' size='3'>The complete Alberta Health Care Insurance Plan Statistical Supplement 2008/2009<strong> </strong>is available online at </font><a href='http://www.health.alberta.ca/newsroom/pub-annual-reports.html' target='_blank'><u><font face='Times New Roman' color='#0000ff' size='3'>http://www.health.alberta.ca/newsroom/pub-annual-reports.html</font></u></a><font face='Times New Roman' size='3'>.</font>
</p>]]></description>
<link>http://klimchuk.mypcmla.ca/admin/contentx/dpNews/launch.cfm?itemid=64</link>
<author>edmonton.glenora@mypcmla.ca</author>
<pubDate>Fri, 08 Jan 2010 00:00:00 MST</pubDate>
<category>08/Jan/2010</category><category>Local News</category></item>

<item>
<guid>http://klimchuk.mypcmla.ca/default.cfm?pageid=51</guid>
<title>Legislature Update- January 2010</title>
<description><![CDATA[click for more information]]></description>
<link>http://myclients.ca/mycampaign/archive/1629/11636/January_7_2010_-_Klimchuk_7_Jan_2010.html</link>
<author>edmonton.glenora@mypcmla.ca</author>
<pubDate>Thu, 07 Jan 2010 00:00:00 MST</pubDate>
<category>07/Jan/2010</category><category>Local News</category></item>

<item>
<guid>http://klimchuk.mypcmla.ca/default.cfm?pageid=52</guid>
<title>Landlords face new sub-meter billing restrictions</title>
<description><![CDATA[<font size='3'><font face='times new roman,times' color='#000000'><strong>Landlords face new sub-meter billing restrictions</strong></font><br />
</font>
<p>
<font face='times new roman,times'><font size='3'>Red Deer Express <br />
Wed Dec 16 2009 <br />
Page: 38 <br />
<br />
</font></font>
</p>
<font face='times new roman,times'><font size='3'>Renters can no longer be charged for the energy used to heat their apartments with uncertified heat sub-meters under new regulatory changes introduced by the government. <br />
</font></font>
<p>
<font face='times new roman,times' size='3'>'I've heard a number of concerns from tenants about the accuracy and fairness of heat sub-meters,' said Service Alberta Minister Heather Klimchuk. 'These new rules address these concerns and ensure renters are charged fairly.' </font>
</p>

<p>
<font face='times new roman,times' size='3'>Under the new Energy Marketing and Residential Heat Sub-metering Regulation, landlords are not allowed to use a heat sub-meter to bill tenants unless the heat sub-meter is certified by Measurement Canada, under the federal Weights and Measures Act. </font>
</p>

<p>
<font face='times new roman,times' size='3'>Currently, there are no heat sub-meters in Alberta certified by Measurement Canada. The new rules start Nov. 18 and apply both to existing heat sub-meters and new heat sub-meters. </font>
</p>

<p>
<font face='times new roman,times' size='3'>If a heat sub-meter becomes certified in the future, landlords can use it to bill tenants as long as they clearly disclose the sub-meter readings, the amount being charged for the energy, any amount being charged for administrative or other fees; and the method used to calculate these amounts. </font>
</p>

<p>
<font face='times new roman,times' size='3'>If heat was previously included in the rent, starting to bill a tenant directly for heat is considered a rent increase. </font>
</p>

<p>
<font face='times new roman,times' size='3'>'While developing this regulation, we got input from tenants, landlords, their representative organizations, and we also consulted with Measurement Canada,' Klimchuk emphasized. </font>
</p>

<p>
<font face='times new roman,times' size='3'>'In principle, tenants paying for the actual energy they use is fairer and it rewards renters who conserve heat,' Klimchuk explained. 'But renters deserve to have confidence that the devices used to measure their energy use are accurate and the amount they're being charged is clear and understandable.' </font>
</p>

<p>
<font face='times new roman,times' size='3'>An estimated 3,000 tenants across Alberta are currently being billed through the use of heat sub-meters. </font>
</p>]]></description>
<link>http://klimchuk.mypcmla.ca/admin/contentx/dpNews/launch.cfm?itemid=52</link>
<author>edmonton.glenora@mypcmla.ca</author>
<pubDate>Wed, 16 Dec 2009 00:00:00 MST</pubDate>
<category>16/Dec/2009</category><category>Local News</category></item>

<item>
<guid>http://klimchuk.mypcmla.ca/default.cfm?pageid=62</guid>
<title>New regulations restrict landlords from billing tenants with heat sub-meters</title>
<description><![CDATA[<strong><font face='Times New Roman'>New regulations restrict landlords from billing tenants with heat sub-meters<br />
</font></strong><br />
<font size='3'><font face='Times New Roman'><em>Edmonton... </em>Renters can no longer be charged for the energy used to heat their apartments with uncertified heat sub-meters under new regulatory changes introduced by the government.</font></font><br />
<br />
<font size='3'><font face='Times New Roman'>'I've heard a number of concerns from tenants about the accuracy and fairness of heat sub-meters,' said Service Alberta Minister Heather Klimchuk. 'These new rules address these concerns and ensure renters are charged fairly.' <br />
</font></font>
<p>
<font face='Times New Roman' size='3'>Under the new Energy Marketing and Residential Heat Sub-metering Regulation, landlords are not allowed to use a heat sub-meter to bill tenants unless the heat sub-meter is certified by Measurement Canada, under the federal <em>Weights and Measures Act</em>. Currently, there are no heat sub-meters in Alberta certified by Measurement Canada. The new rules start Nov. 18 and apply both to existing heat sub-meters and new heat sub-meters. </font>
</p>

<p>
<font face='Times New Roman' size='3'>If a heat sub-meter becomes certified in the future, landlords can use it to bill tenants as long as they clearly disclose:</font>
</p>
<ul type='disc'><li><font size='3'><font face='Times New Roman'>the sub-meter readings; <br />
</font></font></li><li><font size='3'><font face='Times New Roman'>the amount being charged for the energy; <br />
</font></font></li><li><font size='3'><font face='Times New Roman'>any amount being charged for administrative or other fees; and <br />
</font></font></li><li><font size='3'><font face='Times New Roman'>the method used to calculate these amounts. <br />
</font></font></li></ul>
<p>
<font face='Times New Roman' size='3'>If heat was previously included in the rent, starting to bill a tenant directly for heat is considered a rent increase.</font>
</p>

<p>
<font face='Times New Roman' size='3'>'While developing this regulation, we got input from tenants, landlords, their representative organizations, and we also consulted with Measurement Canada,' Klimchuk emphasized.</font>
</p>

<p>
<font face='Times New Roman' size='3'>'In principle, tenants paying for the actual energy they use is fairer and it rewards renters who conserve heat,' Klimchuk explained. 'But renters deserve to have confidence that the devices used to measure their energy use are accurate and the amount they're being charged is clear and understandable.'</font>
</p>

<p>
<font face='Times New Roman' size='3'>An estimated 3,000 tenants across Alberta are currently being billed through the use of heat sub-meters.</font>
</p>

<p>
<font face='Times New Roman' size='3'>More information on the new regulation is available at: </font><a href='http://www.servicealberta.ca/' target='_blank'><u><font face='Times New Roman' color='#0000ff' size='3'>www.servicealberta.ca</font></u></a><font face='Times New Roman' size='3'> </font>
</p>]]></description>
<link>http://klimchuk.mypcmla.ca/admin/contentx/dpNews/launch.cfm?itemid=62</link>
<author>edmonton.glenora@mypcmla.ca</author>
<pubDate>Wed, 18 Nov 2009 00:00:00 MST</pubDate>
<category>18/Nov/2009</category><category>Local News</category></item>

<item>
<guid>http://klimchuk.mypcmla.ca/default.cfm?pageid=60</guid>
<title>Gift card rules help Albertans give a gift that lasts</title>
<description><![CDATA[<strong><font face='Times New Roman'>Gift card rules help Albertans give a gift that lasts<br />
Government reminds consumers to ask about terms or conditions </font></strong><em><br />
<br />
</em><em><br />
</em><em><font face='Times New Roman' size='3'>Edmonton... </font></em><font size='3'><font face='Times New Roman'>With the holiday season approaching, Albertans are reminded that rules introduced last year ensure consumers receive full value for gift cards.<br />
<br />
'Gift cards remain a popular choice for holiday giving,' said Service Alberta Minister Heather Klimchuk. 'This regulation ensures that when consumers purchase a gift card, they get what they pay for.' <br />
</font></font><font size='3'><font face='Times New Roman'>The Gift Card Regulation came into effect on November 1, 2008 and: <br />
</font></font><ul type='disc'><li><font size='3'><font face='Times New Roman'>prohibits expiry dates on gift cards, gift certificates, and vouchers that have been purchased and have monetary value; <br />
</font></font></li><li><font size='3'><font face='Times New Roman'>eliminates inactivity fees (also called dormancy fees) that reduce the value of gift cards the longer they go unredeemed; <br />
</font></font></li><li><font size='3'><font face='Times New Roman'>prevents businesses from not honouring gift cards for purchases that are more or less than the value of a gift card; and <br />
</font></font></li><li><font size='3'><font face='Times New Roman'>requires merchants to fully disclose any restrictions on the use of a gift card on both the actual card and its packaging. <br />
</font></font></li></ul><font size='3'><font face='Times New Roman'>Businesses may charge a one-time fee on top of the value of the gift card at the time of purchase, but must fully disclose and clearly explain that fee to consumers.<br />
</font></font><font size='3'><font face='Times New Roman'>Some types of cards are not included in the regulation and might have expiry dates or fees if they are not used within a certain time. Phone cards, loyalty cards or cards sold for a specific service rather than a dollar amount are not covered by the rules. The regulation also does not apply to gift cards where there is a direct agreement between the consumer and the financial institution, such as a bank, that issues the card. Some shopping malls issue these types of cards.<br />
</font></font>]]></description>
<link>http://klimchuk.mypcmla.ca/admin/contentx/dpNews/launch.cfm?itemid=60</link>
<author>edmonton.glenora@mypcmla.ca</author>
<pubDate>Fri, 13 Nov 2009 00:00:00 MST</pubDate>
<category>13/Nov/2009</category><category>Local News</category></item>

<item>
<guid>http://klimchuk.mypcmla.ca/default.cfm?pageid=54</guid>
<title>Alberta libraries benefit from broadband boost</title>
<description><![CDATA[<font size='3'><font face='Times New Roman'><strong>Alberta libraries benefit from broadband boost</strong><strong><br />
</strong></font></font><font size='3'><font face='Times New Roman'>Beaverlodge Advertiser <br />
Wed Oct 14 2009 <br />
Page: 8 <br />
</font></font>
<p>
<font face='Times New Roman' size='3'>The Alberta government has improved broadband coverage for Alberta's public libraries. This will allow more Albertans access to high-speed internet service than ever before. 'The benefit of high-speed internet in our libraries is enormous,' said Ray Danyluk, Minister of Municipal Affairs. 'It will open up new and exciting opportunities, especially in rural communities, allowing more Albertans to access services such as distance education, telehealth, and online business opportunities.' </font>
</p>

<p>
<font face='Times New Roman' size='3'>This expanded service will allow libraries to link together through the Alberta library network, resulting in better collaboration and sharing of programs, expertise and resources. For example, someone living in Grande Prairie can now borrow a book from a library in Lethbridge through the inter-library loan program. The improved broadband will allow increased access to electronic databases and licensed materials such as e-books, world newspapers and car repair manuals. </font>
</p>

<p>
<font face='Times New Roman' size='3'>Many libraries will offer videoconferencing giving Albertans access to services previously inaccessible in their community. They can conference with schools, hospitals, museums and community organizations. For example, Albertans can take college and university courses through distance education. New Canadians can connect face-to-face with friends and family abroad. </font>
</p>

<p>
<font face='Times New Roman' size='3'>'Libraries throughout Alberta are doing incredible things over the SuperNet. This extra funding will help them do even more,' said Heather Klimchuk, Minister of Service Alberta responsible for the Alberta SuperNet. 'The broadband capabilities of the SuperNet allow for unparalleled videoconferencing and other online services and it's exciting to see libraries make the most of the power and potential of the SuperNet network.' </font>
</p>

<p>
<font face='Times New Roman' size='3'>Enhanced broadband is part of the government's new vision for public libraries; creating seamless access for all Albertans through collaboration, innovation and advances in technology. In the spring, the province increased funding to Alberta libraries by 39 per cent, including this $500,000 investment to expand broadband coverage for Alberta's libraries. </font>
</p>]]></description>
<link>http://klimchuk.mypcmla.ca/admin/contentx/dpNews/launch.cfm?itemid=54</link>
<author>edmonton.glenora@mypcmla.ca</author>
<pubDate>Wed, 14 Oct 2009 00:00:00 MST</pubDate>
<category>14/Oct/2009</category><category>Local News</category></item>

<item>
<guid>http://klimchuk.mypcmla.ca/default.cfm?pageid=63</guid>
<title>Tenant-landlord dispute resolution service expands to central Alberta</title>
<description><![CDATA[<strong><font face='Times New Roman'>Tenant-landlord dispute resolution service expands to central Alberta<br />
</font></strong><br />
<font size='3'><font face='Times New Roman'><em>Edmonton... </em>Tenants and landlords in central Alberta now have access to a fast and inexpensive way to settle disputes outside the courtroom.</font></font><br />
<br />
<font size='3'><font face='Times New Roman'>The Residential Tenancy Dispute Resolution Service (RTDRS) is expanding to more than 200 communities in the region including Red Deer, Drumheller, Stettler and Rocky Mountain House. <br />
</font></font>
<p>
<font face='Times New Roman' size='3'>'This program has proven to be a valuable resource for both tenants and landlords in communities where it was introduced,' said Service Alberta Minister Heather Klimchuk. 'It saves people time and money by avoiding a formal court process for disputes and frees up the court system for other matters.'</font>
</p>

<p>
<font face='Times New Roman' size='3'>Tenants and landlords can apply to the service to resolve disputes such as security deposits, rent arrears, evictions and damages. A tenancy dispute officer holds a hearing and considers evidence from tenants and landlords, similar to court proceedings. Decisions by officers are legally binding on both parties. </font>
</p>

<p>
<font face='Times New Roman' size='3'>RTDRS hearings in the central Alberta region will be conducted by teleconference, allowing tenants and landlords to participate in hearings from their own home or office. The fee for service is $75 and the entire process takes between seven and 10 days for most matters.</font>
</p>

<p>
<font face='Times New Roman' size='3'>'Holding hearings by telephone means people in remote communities can have their disputes heard faster without having to travel long distances to a larger centre,' said Klimchuk.</font>
</p>

<p>
<font face='Times New Roman' size='3'>The provincial government initially established the service in 2006 as a one-year pilot project in Edmonton, where it helped reduce court time for tenant-landlord disputes to a half-day per month from two days a week. Based on the success there, RTDRS expanded to northern Alberta communities and Calgary, and has handled more than 11,000 cases. The government plans to expand the service to the rest of Alberta later in 2009/10.</font>
</p>

<p>
<font face='Times New Roman' size='3'>More information on RTDRS, including a full list of communities where the service is available, can be found online at </font><a href='http://www.rtdrs.alberta.ca/' target='_blank'><u><font face='Times New Roman' color='#0000ff' size='3'>www.rtdrs.alberta.ca</font></u></a><font face='Times New Roman' size='3'> or by calling toll-free 310-0000 then dialing 780-644-3000.</font>
</p>]]></description>
<link>http://klimchuk.mypcmla.ca/admin/contentx/dpNews/launch.cfm?itemid=63</link>
<author>edmonton.glenora@mypcmla.ca</author>
<pubDate>Mon, 29 Jun 2009 00:00:00 MST</pubDate>
<category>29/Jun/2009</category><category>Local News</category></item>

<item>
<guid>http://klimchuk.mypcmla.ca/default.cfm?pageid=61</guid>
<title>Alberta government protects payday loan consumers</title>
<description><![CDATA[<p>
<strong><font face='Times New Roman'>Alberta government protects payday loan consumers</font></strong><strong><br />
</strong><em><br />
</em><font size='3'><font face='Times New Roman'><em>Edmonton... </em>Payday loan companies will have to follow new rules limiting borrowing costs, banning rollover loans and giving borrowers a cooling-off period under a consumer protection regulation introduced by the Alberta government. </font></font>
</p>
<font size='3'><font face='Times New Roman'><br />
</font></font> <font size='3'><font face='Times New Roman'>'Many Albertans use payday lenders for short-term small cash loans, but some get caught up in a vicious cycle of debt at high borrowing costs,' said Service Alberta Minister Heather Klimchuk. 'We are setting clear rules that protect consumers and ensure people know what they will be paying for when they borrow from a payday lender.' <br />
</font></font><font size='3'><font face='Times New Roman'>The new regulation sets the maximum total cost of borrowing at $23 per $100 borrowed, including interest and any fees charged as a condition of the loan. The amount requires federal approval before it comes into effect. <br />
</font></font><font size='3'><font face='Times New Roman'>Other consumer protection provisions of the regulation come into effect September 1 and include:<br />
</font></font><ul type='disc'><li><font size='3'><font face='Times New Roman'>prohibiting 'rollover' loans which allow consumers to pay off previous payday loans at an extra cost; <br />
</font></font></li><li><font size='3'><font face='Times New Roman'>a two-day cooling off period during which time consumers can return the money and cancel the loan without incurring any costs; <br />
</font></font></li><li><font size='3'><font face='Times New Roman'>prohibiting 'discounting,' the practice of putting some fees into the amount of the loan, as it makes it harder to determine the true cost and can result in consumers walking away with less than they intended to borrow; <br />
</font></font></li><li><font size='3'><font face='Times New Roman'>prohibiting lenders from requiring, requesting or accepting information that gives them access to the borrower's bank account, except for pre-authorized repayments; <br />
</font></font></li><li><font size='3'><font face='Times New Roman'>disclosure provisions requiring lenders to prominently post information in their stores explaining the cost of borrowing; <br />
</font></font></li><li><font size='3'><font face='Times New Roman'>a requirement that payday lenders use plain-language contracts; and <br />
</font></font></li><li><font size='3'><font face='Times New Roman'>a requirement that payday lenders be licensed by the provincial government. <br />
</font></font></li></ul><font size='3'><font face='Times New Roman'>'This regulation was developed after extensive consultation with Albertans and the industry,' said Klimchuk. 'Most importantly, we consulted directly with the people who use payday loan services. To our knowledge, no other jurisdiction in North America has gone to that length.' <br />
</font></font><font size='3'><font face='Times New Roman'>Under federal legislation, payday loans are limited to a maximum of $1,500 for up to 62 days.<br />
</font></font>]]></description>
<link>http://klimchuk.mypcmla.ca/admin/contentx/dpNews/launch.cfm?itemid=61</link>
<author>edmonton.glenora@mypcmla.ca</author>
<pubDate>Wed, 03 Jun 2009 00:00:00 MST</pubDate>
<category>03/Jun/2009</category><category>Local News</category></item>

<item>
<guid>http://klimchuk.mypcmla.ca/default.cfm?pageid=59</guid>
<title>Government enhances protection for domestic workers</title>
<description><![CDATA[<strong><font face='Times New Roman'>Government enhances protection for domestic workers</font></strong><strong><br />
</strong><em><br />
</em><em><font face='Times New Roman' size='3'>Edmonton... </font></em><font size='3'><font face='Times New Roman'>The Alberta government is repealing a decades-old exemption that allowed employment agencies to charge extra fees to nannies, live-in caregivers, cooks and other people looking to work in private homes.<br />
<br />
Agencies that recruit domestic workers have long been exempt from a rule prohibiting fees charged to jobseekers for securing them with employment. <br />
</font></font><font size='3'><font face='Times New Roman'>'There is no good reason for this exemption to exist,' said Service Alberta Minister Heather Klimchuk. 'It is already illegal for employment agencies to charge for helping find work for people in other sectors and domestic workers deserve to have the same protection.'<br />
</font></font><font size='3'><font face='Times New Roman'>As part of this change, agencies that connect domestic workers with jobs will also be licensed by the province. Though the exemption has existed for many years, these agencies have been, and will continue to be, subject to rules against misrepresenting working conditions or wages to prospective employees. <br />
</font></font><font size='3'><font face='Times New Roman'>The changes become effective September 1, allowing businesses time to adjust. <br />
</font></font>]]></description>
<link>http://klimchuk.mypcmla.ca/admin/contentx/dpNews/launch.cfm?itemid=59</link>
<author>edmonton.glenora@mypcmla.ca</author>
<pubDate>Wed, 27 May 2009 00:00:00 MST</pubDate>
<category>27/May/2009</category><category>Local News</category></item>

<item>
<guid>http://klimchuk.mypcmla.ca/default.cfm?pageid=56</guid>
<title>Businesses benefit from Alberta-B.C. trade agreement</title>
<description><![CDATA[<p>
<strong><font face='Times New Roman'>Businesses benefit from Alberta-B.C. trade agreement - Seamless corporate registration reduces fees and paperwork <br />
</font></strong><em><br />
</em><em><font face='Times New Roman' size='3'>Edmonton... </font></em><font size='3'><font face='Times New Roman'>Businesses operating in both Alberta and British Columbia will save time and money under a streamlined process for registering in the two provinces.</font></font>
</p>

<p>
<font size='3'><font face='Times New Roman'> </font></font><font size='3'><font face='Times New Roman'>The Trade, Investment and Labour Mobility Agreement (TILMA) committed the two provinces to reduce costs and duplicate registration requirements for corporations that want to do business across the border. Effective April 27, corporations can deal with their home province to register in both Alberta and B.C. </font></font>
</p>
<font size='3'><font face='Times New Roman'>
<p>
<br />
<font size='3'><font face='Times New Roman'>'At its core, TILMA was designed to remove unnecessary red tape,' said Ron Stevens, Deputy Premier and Minister of International and Intergovernmental Relations. 'With a streamlined business registration system, Alberta companies will find it easier to gain access to the B.C. marketplace.'</font></font>
</p>
</font></font><font size='3'><font face='Times New Roman'>
<p>
<br />
<font size='3'><font face='Times New Roman'>Corporations will also only have to file annual returns and charter amendments in their home province, rather than in both. In addition, the Alberta and B.C. governments have agreed to electronically communicate any life events of corporations, such as dissolution or amalgamation, to one another. This eliminates the need for corporations to notify both provinces and will ensure the registries are more accurate.</font></font>
</p>
</font></font><font size='3'><font face='Times New Roman'>
<p>
<br />
<font size='3'><font face='Times New Roman'>'Registration is now seamless for Alberta or B.C. corporations that want to expand across the border,' said Service Alberta Minister Heather Klimchuk. 'This will save them thousands of dollars in registration fees, legal services, paperwork, time and effort.'</font></font>
</p>
</font></font><font size='3'><font face='Times New Roman'>
<p>
<br />
<font size='3'><font face='Times New Roman'>The streamlined registration process applies to corporations in Alberta and British Columbia. Sole proprietorships and general partnerships will continue to follow the existing registration process.</font></font>
</p>
</font></font>
<p>
<font size='3'><font face='Times New Roman'><br />
</font></font><font size='3'><font face='Times New Roman'>Alberta and B.C. signed TILMA in April 2006 to eliminate barriers to interprovincial trade and labour mobility. As of April 1, TILMA came into full force, resulting in seamless access to markets in both provinces, a more streamlined regulatory environment, and more than 100 regulated occupations having full labour mobility between Alberta and B.C.<br />
</font></font>
</p>]]></description>
<link>http://klimchuk.mypcmla.ca/admin/contentx/dpNews/launch.cfm?itemid=56</link>
<author>edmonton.glenora@mypcmla.ca</author>
<pubDate>Fri, 24 Apr 2009 00:00:00 MST</pubDate>
<category>24/Apr/2009</category><category>Local News</category></item>

<item>
<guid>http://klimchuk.mypcmla.ca/default.cfm?pageid=55</guid>
<title>New housing development creates more affordable housing in Edmonton</title>
<description><![CDATA[<strong><font face='Times New Roman'>New housing development creates more affordable housing in Edmonton<br />
</font></strong><font size='3'><font face='Times New Roman'>M2 Presswire <br />
Mon Mar 9 2009 <br />
</font></font>
<p>
<font face='Times New Roman' size='3'>Edmonton -- Low to moderate income individuals and those with special needs will soon have more options for affordable housing thanks to a new development funded by the Alberta government and community partners. </font>
</p>

<p>
<font face='Times New Roman' size='3'>'Safe, affordable housing is a fundamental requirement for Albertans' well- being and prosperity,' said Yvonne Fritz, Minister of Housing and Urban Affairs. 'Developments such as this contribute to building strong communities, while making a difference in the lives of low-income Albertans and their families.' </font>
</p>

<p>
<font face='Times New Roman' size='3'>The Meadowcroft Housing Society submitted a plan for a new development called Brentwood Apartments that will be located at 13535-115 Avenue. It will feature two bachelor and 27 one-bedroom units of which five will be barrier free. It will receive $2.2 million in provincial funding. </font>
</p>

<p>
<font face='Times New Roman' size='3'>'These affordable housing units are significant as they will provide a new beginning and a place to call home for individuals and people with special needs,' said Heather Klimchuk, Minister of Service Alberta. 'I commend all those associated with the Meadowcroft Housing Society for their hard work and commitment to helping some of Edmonton's most vulnerable citizens.' </font>
</p>

<p>
<font face='Times New Roman' size='3'>Incorporated in 1977, the Meadowcroft Housing society provides quality housing for families with limited means in the Edmonton community. The not-for- profit society is known for maintaining a comfortable, dignified environment, excelling in security, cleanliness and quality housing. </font>
</p>

<p>
<font face='Times New Roman' size='3'>This is the second year the province has provided support through an RFP process and is part of the Alberta government's five-year strategy to create more than 11,000 affordable housing units across the province by 2012. The province committed $309 million in new funding in 2008/09 in support of affordable housing. This RFP funding is a component of the $309 million in capital funding. </font>
</p>

<p>
<font face='Times New Roman' size='3'>To find out more about affordable housing programs and services supported by Housing and Urban Affairs visit [ <a href='http://www.housing.alberta.ca/'>http://www.housing.alberta.ca/</a></font><font face='Times New Roman' size='3'>]. </font>
</p>]]></description>
<link>http://klimchuk.mypcmla.ca/admin/contentx/dpNews/launch.cfm?itemid=55</link>
<author>edmonton.glenora@mypcmla.ca</author>
<pubDate>Mon, 09 Mar 2009 00:00:00 MST</pubDate>
<category>09/Mar/2009</category><category>Local News</category></item>
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